From a list of 7 things young musicians need to know:
I left the Royal Academy at 19 not knowing anything about the practicalities of life. I was 27 before I discovered that *I* was supposed to pay National Insurance, not the employer! Some poor woman came round one night to send me to jail or fine me thousands of pounds. She took pity on me when she realised: “Oh my God – this man really is that stupid.”
It is possible to have absolutely no practical knowledge of what goes on the world. A lot of musicians leave college without knowing very, very important things.
Read on here.